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Ruth Robinson

Privacy Policy

Last Updated: November 11th, 2024

Note: We are not part of Medicare or any government entity. Please refrain from submitting any private health information to this site.

Introduction

Welcome to this website, which is managed by Financial Media & Marketing, LLC (“FMM”) on behalf of the Professional(s) listed (“we,” “us,” or “our”). This Privacy Policy applies to all information collected through this website, as well as any associated services, sales, marketing efforts, or events (collectively, the “Sites”). By accessing or using the Sites, you consent to the data practices described in this policy. 

If you disagree with any part of this policy, please discontinue your use of the Sites.

Our Commitment to Your Privacy

Thank you for choosing to be part of our community. FMM and the professional(s) listed on this website are committed to safeguarding your personal information and protecting your right to privacy. If you have any questions or concerns about this policy or our practices regarding your personal information, please contact us at usersatisfaction@financialmedia.marketing.

When you visit our Sites and use our services, you entrust us with your personal information, which we take seriously. This privacy notice aims to explain what information we collect, how we use it, and your rights related to it. Please take the time to read through this policy, as it is important for making informed decisions about sharing your personal information with us.

Table of Contents

  1. What Information Do We Collect?
  2. How Do We Use Your Information?
  3. Will Your Information Be Shared with Anyone?
  4. What Is Our Stance on Third-Party Websites?
  5. How Long Do We Keep Your Information?
  6. How Do We Keep Your Information Safe?
  7. Do We Collect Information from Minors?
  8. What Are Your Privacy Rights?
  9. Controls for Do-Not-Track Features
  10. Do California Residents Have Specific Privacy Rights?
  11. Do We Make Updates to This Policy?
  12. How Can You Contact Us About This Policy?

1. What Information Do We Collect?

Personal Information You Disclose to Us

 

In short: We collect personal information you voluntarily provide to us, such as name, address, contact information, and payment details.

We may collect personal information that you provide when registering on the Sites, expressing interest in our services, participating in activities on the Sites, or contacting us directly. The types of personal information we collect depend on your interactions and choices and may include:

Name and Contact Data: First and last name, email address, postal address, and phone number.

Credentials: Passwords, password hints, and similar security information for account access.

Payment Data: Data required to process payments, including payment instrument details. Payment information is securely stored by our payment processor; refer to their privacy policy for more details.

We may also collect data from public databases and third-party sources, such as marketing partners. Examples include social media profiles, marketing leads, and paid search results.

2. How Do We Use Your Information?

In Short: We process your information for purposes based on legitimate business interests, contract fulfillment, legal obligations, and/or your consent.

We use personal information collected via the Sites for purposes such as:

  • Facilitating account creation and logon.
  • Sending you marketing and promotional communications in line with your preferences (opt-out available at any time).
  • Providing administrative information, such as updates to our terms, conditions, and policies.
  • Managing orders, processing payments, and handling returns or exchanges.
  • Publishing testimonials with your consent.
  • Delivering targeted advertising aligned with your interests.
  • Administering prize draws, competitions, and user feedback requests.
  • Protecting and maintaining the security of the Sites.
  • Enforcing our terms, responding to legal requests, and other business-related uses.

3. Will Your Information Be Shared with Anyone?

In Short: We share information only as required by law to fulfill business obligations or with your consent.

SMS Data Sharing

We do NOT share any of your personal SMS information with any third parties for marketing/promotional purposes.

Text Messaging

Text Message Opt-Out:  If you receive text messages from us and want to stop receiving them, simply respond with either ‘STOP’ or ‘UNSUBSCRIBE’ to the number you received the message.  Once we receive your message, you will no longer receive future text messages from us.

We may share data based on:

  • Consent: Where you have given specific consent for a purpose.
  • Legitimate Interests: As needed for our legitimate business purposes.
  • Performance of a Contract: For contract fulfillment.
  • Legal Obligations: Where required by law, including responses to subpoenas or similar legal processes.
  • Vital Interests: To protect individual safety, address fraud, or enforce policies.

Data may be shared in the following situations:

  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Third-Party Advertisers: We may use third-party advertising companies to serve ads when you visit the Sites. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you.
  • Business Partners: We may share your information with our business partners to offer you certain products, services or promotions.

4. What Is Our Stance on Third-Party Websites?

In short: We are not responsible for data safety on third-party websites or services linked to our Sites.

The Sites may contain third-party advertisements or links to websites, services, or applications not affiliated with us. Data shared with these third parties is not governed by this Privacy Policy, and we do not guarantee their privacy and security practices. Please review their policies directly.

5. How Long Do We Keep Your Information?

In Short: We retain your data only as long as necessary for stated purposes or as required by law.

We keep personal information only as long as necessary for business or legal requirements. If no legitimate need exists for ongoing processing, we will securely delete or anonymize the data unless otherwise mandated by law.

6. How Do We Keep Your Information Safe?

In short: We aim to protect your personal information through secure organizational and technical practices.

We implement security measures to protect your data. However, no online transmission is entirely secure, so please use the Sites within a secure environment.

7. Do We Collect Information from Minors?

In Short: We do not knowingly collect or market data from children under 18.

The Sites are not intended for users under 18. If we learn that a minor’s information has been collected, we will take steps to delete it. If you believe we have data from a minor, please contact us.

8. What Are Your Privacy Rights?

In Short: You may review, change, or delete your personal information at any time.

Account information can be updated by contacting us. You may opt out of marketing communications by using the unsubscribe link in our emails.

9. Controls for Do-Not-Track Features

Most browsers and mobile devices offer a “Do-Not-Track” setting to control tracking preferences. As no universal standard exists, we currently do not respond to DNT signals.

10. Do California Residents Have Specific Privacy Rights?

In short: Yes, California residents have additional privacy rights under the “Shine The Light” law.

California residents may request details of personal information shared with third parties for direct marketing purposes once per year, free of charge. Contact us for further information.

11. Do We Make Updates to This Policy?

In short: Yes, we update this policy as necessary to remain compliant.

This Privacy Policy may be updated periodically. We will notify you of significant changes either by posting a notice or sending an email notification.

12. How Can You Contact Us About This Policy?

For questions or comments, contact us at usersatisfaction@financialmedia.marketing.

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Medicare has neither reviewed nor endorsed this information.

Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

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